Life insurance

Life Insurance

At IMC, we firmly believe in looking on the bright side of life, but it’s a fact that nobody knows what’s around the corner. That’s why we offer a wide range of life insurance advice and services designed to offer peace of mind to the whole family.

IMC’s insurance products and advice are available to suit each and every client’s circumstances. Our products and services include:

  • Level term life cover – this provides a fixed sum payment in the event of death within a specified period.
  • Level term life cover with critical illness – this provides a fixed sum payment in the event of death or critical illness within a specified period.
  • Mortgage protection cover – this option provides a decreasing sum payment to cover your outstanding mortgage, in the event of death within the specified period. It is typically arranged in conjunction with a repayment mortgage.
  • Mortgage protection cover with critical illness – this provides a decreasing sum payment to cover your outstanding mortgage, in the event of death or critical illness within a specified period.

Dwelling on potential illness or death isn’t fun, but neither is leaving your family to cope with financial difficulties should something occur to you. We firmly believe that death shouldn’t mean debt. That’s what inspires IMC to provide suitable, tailored and expert advice on all our services, including life insurance advice and products to clients looking for peace of mind.

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It’s important to us that you get to know who is looking out for your financial future. Meet our team and discover our experience and see why we are perfectly placed to provide you financial advice.

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We provide access to the full range of financial products and services available in the UK. Find out what other services we could help you with.

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"My husband and I have been with IMC since 2004. They have helped us have a better understanding of what we can achieve with our funds, find the right mortgage plans, write and update wills and protect ourselves with relevant insurance plans. Always with a smile, always helpful and all for a very reasonable price! Thank you in particular to Jacqui Elliot who has been supporting us for many years now!"

Amit Younger , Aug 2018

Independent review from Google
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"We call Andrew Jackson, Principal at IMC Financial Services, “The Miracle at Mortlake”. Like thousands of UK homeowners we found ourselves in mortgage jail due to the Northern Rock debacle. After our 2 year fix was up, Northern put us into their ‘bad bank’ and kept us on their punishing Standard Variable Rate for 9 years. Despite never missing a payment at 5.48% we had no way to get out to enjoy the years of 2% deals because nobody would touch us. I went through the hoops with 5 different brokers. No luck - or they just didn’t try hard enough - until a friend recommended IMC. We met with Andrew and immediately saw that this was a team of proper professionals. He gave us considered, empathetic, advice AND he found a boutique lender who had exactly the right product for us. Andrew shepherded us through the whole process and obviously impressed their Credit Committee - which resulted in an offer! You cannot imagine the joy I felt when we finally unburdened ourselves of NRAM (for whom I reserve some particularly hard feelings). Andrew also sorted out our Wills in an equally impressive fashion - but that’s another story! My recommendation? If you want a proper job done in any area of financial advice and service, get yourself to Mortlake and meet with Andrew at the IMC building."

Humphrey Gervais , Sep 2018

Independent review from Google