Mortgages

Mortgages

One of the benefits of being in the financial business for over 20 years is that IMC is a well-respected company able to access a wide range of mortgage deals from multiple lenders. Meaning that, whatever the circumstances and the type of mortgage that you are seeking, we are confident that we have the right product for you.

IMC aims to provide the ideal solutions to the needs of all clients – deals not available with the high-street brokers. Our skilled team of London mortgage advisors can provide advice and guidance on which product is most suitable for each situation. From a first-time buyer to a buy-to-let landlord with a vast portfolio, in every scenario our goal is to provide the best product at the best price.

Contact our financial advisors for mortgages today to find out more about mortgages and how they can help to make your property ownership dreams come true, whatever they may be. Or for further details on a particular type of mortgage browse our other mortgage pages to get a feel for the variety of products available.

Moving Home Mortgage Advice

Moving Home

Moving home can be very exciting. Whether you’re moving in with a partner, looking for a bigger property as your family grows or downsizing after the children have left home, buying a new home is the start of a new chapter. Whether you plan to transfer your existing mortgage to your new home or start afresh, IMC can help.

Our skilled advisors can support you during every step of the process, providing advice and guidance to ensure that you are fully aware of your options and their financial implications. We discuss the costs of moving home in detail, from mortgage repayment calculations to all the extra expenses that buying a new property entails. This includes:

  • The cost of stamp duty
  • The lender’s valuation fee
  • The cost of your survey
  • Buildings and contents insurance

IMC also acts as a remortgage broker, offering expert remortgage advice to clients. Use IMC’s mortgage calculator and financial advice to find out the best rates.

Thinking about remortgaging?

There are many reasons for remortgaging and it is worth seeking remortgage advice to understand these, but the main one is the scope to save money. With so many new products and offers available in the market nowadays, an increasing number of homeowners are looking at their options and discovering that remortgaging could generate substantial savings.

Remortgaging can mean switching your current mortgage to a new deal with the same lender, or obtaining a mortgage with a new lender. It can be a great way to avoid high variable interest rates and save money each month on repayments.

Remortgaging can also be undertaken to release equity in a home. This is particularly useful for clients looking to consolidate their debts or to obtain additional borrowing to extend their existing property. Often adding extra rooms to cope with an expanding family can be more cost effective – and a lot less hassle – than moving to a new property.

If you are considering remortgaging, contact our mortgage team via the form below to seek remortgage advice from one of our remortgage brokers and find out how much you could save each month on your mortgage payment.

We believe that every move should be special and we work hard to ensure that we deliver the highest level of service to all of IMC’s clients. With access to a wide range of mortgage products, IMC is the go-to mortgage broker for the best financial advice. Contact IMC today for more information.

Types of Mortgages

We’ve spent years getting to know the mortgage sector inside out. We stay up to date with the latest products, developments and legislation and scan the horizon to find out what’s in the pipeline that could impact on the market.

All of this means that we can provide access to more than 1,500 different mortgage products, to meet the individual needs of each and every client with whom we work.

When it comes to remortgaging, we can take clients through a variety of scenarios, considering how much they could save on their monthly payments by remortgaging. And for buy-to-let investors we cover everything from mortgage comparisons to tax implications.

Specialist Mortgages

IMC Financial Services is a well-established company – known for its excellent customer service and extensive mortgage products, including our specialist mortgages that are often requested by a lot of our clients with more complex borrowing requirements.

With over 20 years of experience in the financial sector, IMC can provide expert, knowledgeable and impartial advice according to your financial desires, and we do everything in our power to ensure that your needs are met.

As specialist mortgage brokers, IMC can provide advice on a wide-ranging set of circumstances and requirements. From commercial mortgages through to bridging finance and secured loans, our team of experts can provide the tailored advice you need.

IMC can provide advice and recommend lenders for:

Business such as commercial mortgages, secured loans and bridging finance are provided through our introductory agreement with Alexander James Partnership (AJP) Finance Ltd. and are regulated by the Financial Conduct Authority (FCA).

For more information on our specialist mortgages products, please use the contact form on our contact page or call 020 3553 0079.

Specialist Mortgage Brokers

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Contact us

In this section

With access to a wide range of mortgage products, IMC is the go-to mortgage broker for the best financial advice. We are whole of market and so will recommend multiple lenders as opposed to only one.

Help to Buy

Help to buy is a government scheme that’s aimed at helping people buying a home. It can help both first time buyers and existing home owners purchasing a home with as little as 5% deposit.

Find out more

Mortgage Calculator

Your payment £1,126 /pcm

Interest Only £657 /pcm

These results are not provided by IMC and are only indicative based on a repayment mortgage product. Repayments will be subject to the product provided and your circumstances

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"IMC and Bonny Kemp have proactively managed a couple of Mortgages for me and my family. They are very timely and efficient with their support and there reminders and they have obtained good rates saving us 100s every month."

William Beveridge , Oct 2018

Independent review from Google
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"We were introduced to Jacqueline Elliot through one of our friends and have gone on to recommend her and IMC services to further friends of ours who are looking for mortgage advice. Not only was Jacqui very knowledgeable and professional, she took the time to understand what our plans for the future were to give us the best advice and service. Also, everyone at the offices were very friendly and understanding of our two year old running around. Cannot thank IMC and Jacqui enough for the positive experience we had and will continue to use for many many years to come."

vidur odedra , Nov 2018

Independent review from Google
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"Jacqui has been fantastic every time we have needed to mortgage and re-mortgage (and take out accompanying life insurance) - always looking to save us money and to find the mortgage that works best for us each time."

Mark Koshy-Baxter , Jan 2019

Independent review from Google
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"I have worked with Jacqui for a number of years and have always found her to be very helpful, knowledgable and quick to respond to all of my (probably daft) questions! I would certainly recommend her and IMC financial."

Roubaix Lerner , Jan 2019

Independent review from Google