Mortgages

About our services

Whether it’s a mortgage broker or a mortgage advisor you require, IMC has got you covered. We are proud to position ourselves as independent mortgage brokers and qualified mortgage advisors – not many organisations are able to do this. So if you plan to transfer your existing mortgage to your new home or if you wish to start afresh with a new mortgage, IMC can help.

With over 20 years of experience in the financial sector, IMC can provide expert, knowledgeable and impartial advice according to your financial desires, and we do everything in our power to ensure that your needs are met.

 

Mortgage broker 

IMC aims to provide the ideal mortgage solutions to the needs of all clients – that is, deals not available with high-street brokers. One of the benefits of being in the financial business for over 20 years is that IMC is a well-respected company able to access a wide range of mortgage deals from multiple lenders. Meaning that, whatever the circumstances and the type of mortgage that you are seeking, we are confident that we have the right product for you. From first-time buyers to buy-to-let landlords with a vast portfolio, in every scenario, our goal is to provide the best product at the best price.

 

Mortgage advisor

Our experienced team of London mortgage advisors can provide advice and guidance on which product is most suitable for each situation. Our skilled advisors can support you during every step of the process, providing professional advice and guidance to ensure that you are fully aware of your options and their financial implications. We discuss the costs of moving home in detail, from mortgage repayment calculations to all the extra expenses that buying a new property entails. This includes:

  • The cost of stamp duty
  • The lender’s valuation fee
  • The cost of your survey
  • Buildings and contents insurance

Contact our qualified mortgage financial advisors today to find out more about mortgages and how they can help to make your property ownership dreams come true, whatever they may be. Or for further details on a particular type of mortgage, browse our other mortgage pages to get a feel for the variety of products available.

 

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

 

Mortgage experts

We’ve spent years getting to know the mortgage sector inside out. Our mortgage advisors stay up to date with the latest products, developments and legislation and scan the horizon to find out what’s in the pipeline that could impact the market. All of this means that we can provide access to more than 1,500 different mortgage products, to meet the individual needs of each and every client with whom we work.

When it comes to remortgaging, we can take clients through a variety of scenarios, considering how much they could save on their monthly payments by remortgaging. And for buy-to-let investors, we cover everything from mortgage comparisons to tax implications.

 

Mortgage brokers: specialist mortgages

IMC Financial Services is a well-established company – known for its excellent customer service and extensive mortgage products, including our specialist mortgages that are often requested by a lot of our clients with more complex borrowing requirements.

As specialist mortgage brokers, IMC can provide advice on a wide range of circumstances and requirements. From commercial mortgages through to bridging finance and secured loans, our team of experts can provide the tailored advice you need. IMC can provide advice and recommend lenders for:

 

Businesses such as commercial mortgages, secured loans and bridging finance are provided through our introductory agreement with Alexander James Partnership (AJP) Finance Ltd. and are regulated by the Financial Conduct Authority (FCA).

Contact us

Mortgage Calculator

Your payment £1,126 /pcm

Interest Only £657 /pcm

These results are not provided by IMC and are only indicative based on a repayment mortgage product. Repayments will be subject to the product provided and your circumstances

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"Just exceptional service. This is the third time I have used IMC and Andrew Jackson and they are great. As well as providing access to great mortgage products, the service and responsiveness is outstanding. Andrew thinks through everything, is incredibly communicative and helpful. Thoroughly recommend them."

Andrew Hall , Apr 2022

Independent review from Google Reviews
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"Jacqui @ IMC has helped me with two remortgages so far and I am happy to recommend her to friends and family. She is very friendly and knowledgeable and has enabled me to get good mortgage rates with mainstream lenders without me having to jump through all their hoops as a self-employed person. Jacqui took all the info and simply made it happen with no headache for me and I could not have achieved a better rate on my own (I checked). She also arranged superior insurance protection to that which I had put in place previously. Great service!"

Christian M , Apr 2022

Independent review from Google Reviews
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"First-time buyer! As a first-time buyer, I had a very positive experience with Jason at IMC. He was extremely helpful, personable, and communicative. I felt supported throughout the whole process of buying my first flat. I would highly recommend and would definitely use their services again - thank you!"

Alexandra L , Mar 2022

Independent review from Google Reviews
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"EXCELLENT MORTGAGE ADVICE. Excellent service. I felt very well looked after, with options clearly explained and compared. Very happy with my remortgage and, once again, much appreciated Andrew Francis' professionalism, responsiveness and support."

JoF-351 , Sep 2021

Independent review from Yell
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"Great service and advice for pain-free remortgaging"

Vanisha Vaghela , Sep 2021

Independent review from Google Reviews
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"BEST DEAL Fantastic experience with Vilma at IMC, quick to respond and made the process really simple. She got us the best deal out of all the brokers we had spoken to! Highly recommend."

Faye Barker , Sep 2021

Independent review from Google Reviews
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"FIRST HOUSE PURCHASE. Went through my first house purchase in June. Vilma was extremely helpful throughout the whole negotiation, recommending the best mortgage options, promptly communicating updates and managing the entire process. Absolutely recommended!"

Daniele Sulis , Sep 2021

Independent review from
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"WILLS & ESTATE PLANNING. It was a pleasure to deal with David Whiffin. He took great care in preparing our wills and estate. He answered all our questions and was very patient with us. I highly recommend him. Also, if you need mortgage advice, Jacqui Elliott should be the first person you speak to."

Florian Kohler , Sep 2021

Independent review from Google Reviews
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"BEST CHOICE I EVER MADE
Gary Willsher was the man we dealt with, highly knowledgeable and professional. Helped us through every step of the way. Spoke to many mortgage advisors, however none compared Gary, we were so happy we had his guidance."

PhilR-328 , Apr 2021

Independent review from Yell
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"Re-mortgage and ancillary advice
Another easy, painless mortgage renewal with all the help and good advice that I've come to expect from Andrew Jackson over the years that I've been his client. I really can't fault the service from Andrew or his Company IMC, they are all always professional and so very helpful. Having Andrew and his team advise and help me all these years has saved me time and money and I couldn't be more grateful - for someone as busy as I am their help is always invaluable"

GillianO-14 , Apr 2021

Independent review from Yell
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"We would like recommend Andrew Francis of IMC Financial services, we have been working with Andrew for a number of years. He has helped arrange a number of financial products for my family over the years he is a very good financial advisor who is professional in his overall approach."

Liam Burke , Apr 2021

Independent review from Google
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"Strongly recommend IMC
I've had very helpful and incredibly friendly advice from Vilma at IMC. She has maintained contact with me over the course of a year now, researching a number of times as my circumstances have changed. She has taken the time to get to know me and what I need, and provided me with personalised and detailed information. She is also very kind and lovely to chat to! Would strongly recommend IMC from the service she has provided."

RebekahN-5 , Apr 2021

Independent review from Yell
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"Andrew Francis has been able to find us a good mortgage, despite encountering some difficulties with the bank. Thanks!"

Massimiliano Uccellatori , Apr 2021

Independent review from Google
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"I thoroughly recommend Jacqui Elliott at IMC for mortgage advice. She is super helpful, knowledgeable and efficient. Excellent service, thank you!"

Mark Hadley , Apr 2021

Independent review from Facebook