Mortgages

About our services

Whether its a mortgage broker or a mortgage advisor you require, IMC have got you covered. We our proud to position ourselves as an independent mortgage broker and qualified mortgage advisors – not many organisations are able to do this. So if you plan to transfer your existing mortgage to your new home or if you wish to start afresh with a new mortgage, IMC can help.

With over 20 years of experience in the financial sector, IMC can provide expert, knowledgeable and impartial advice according to your financial desires, and we do everything in our power to ensure that your needs are met.

 

Mortgage broker 

IMC aims to provide the ideal mortgage solutions to the needs of all clients – that is, deals not available with the high-street brokers. One of the benefits of being in the financial business for over 20 years is that IMC is a well-respected company able to access a wide range of mortgage deals from multiple lenders. Meaning that, whatever the circumstances and the type of mortgage that you are seeking, we are confident that we have the right product for you. From first-time buyers to buy-to-let landlords with a vast portfolio, in every scenario our goal is to provide the best product at the best price.

 

Mortgage advisor

Our experienced team of London mortgage advisors can provide advice and guidance on which product is most suitable for each situation. Our skilled advisors can support you during every step of the process, providing professional advice and guidance to ensure that you are fully aware of your options and their financial implications. We discuss the costs of moving home in detail, from mortgage repayment calculations to all the extra expenses that buying a new property entails. This includes:

  • The cost of stamp duty
  • The lender’s valuation fee
  • The cost of your survey
  • Buildings and contents insurance

Contact our qualified mortgage financial advisors today to find out more about mortgages and how they can help to make your property ownership dreams come true, whatever they may be. Or for further details on a particular type of mortgage, browse our other mortgage pages to get a feel for the variety of products available.

 

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

 

Mortgage experts

We’ve spent years getting to know the mortgage sector inside out. Our mortgage advisors stay up to date with the latest products, developments and legislation and scan the horizon to find out what’s in the pipeline that could impact on the market. All of this means that we can provide access to more than 1,500 different mortgage products, to meet the individual needs of each and every client with whom we work.

When it comes to remortgaging, we can take clients through a variety of scenarios, considering how much they could save on their monthly payments by remortgaging. And for buy-to-let investors we cover everything from mortgage comparisons to tax implications.

 

Mortgage brokers: specialist mortgages

IMC Financial Services is a well-established company – known for its excellent customer service and extensive mortgage products, including our specialist mortgages that are often requested by a lot of our clients with more complex borrowing requirements.

As specialist mortgage brokers, IMC can provide advice on a wide-range of circumstances and requirements. From commercial mortgages through to bridging finance and secured loans, our team of experts can provide the tailored advice you need. IMC can provide advice and recommend lenders for:

 

Business such as commercial mortgages, secured loans and bridging finance are provided through our introductory agreement with Alexander James Partnership (AJP) Finance Ltd. and are regulated by the Financial Conduct Authority (FCA).

Contact us

Mortgage Calculator

Your payment £1,126 /pcm

Interest Only £657 /pcm

These results are not provided by IMC and are only indicative based on a repayment mortgage product. Repayments will be subject to the product provided and your circumstances

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"I used Bonny Kemp for my recent house purchase. She was brilliant in every way. My previous mortgage advisor had been very unhelpful and doubtful about my borrowing capabilities because I am self-employed. But Bonny very quickly turned his prediction around and found a couple of great deals that managed to get me the lovely house I am now in with a very good rate. And this was also all throughout the difficult months of March - June 2020. She really knows her stuff and is also a thoroughly lovely person to deal with. I have recommended Bonny to all my friends and family."

Deborah James , Jun 2020

Independent review from Google
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"I have used IMC for nearly 10 years Andrew Francis is fantastic and has helped me with a dozen or so mortgages and always provides a great service, I have recently had my Will updated and I was extremely happy with the service I will continue to recommend my friends to IMC ."

Paul Townsend , Jun 2020

Independent review from Google
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"I have been with IMC for over 15 years now and had no hesitation to use them again to carry out two remortgages for me recently. I was helped by Jesse Sydenham who was extremely organised and prompt with his dealings and helped make the process very smooth and painless. I'd thoroughly recommend IMC to anyone wishing to remortgage or seek other financial advice."

Giles Miller , Jun 2020

Independent review from Google
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"Bonny Kemp from IMC is great, this is the second time we've used her for our mortgage and both times we're good. Highly recommend."

Vicky Forbes-Cross , Jun 2020

Independent review from Facebook
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"We have been using Bonny Kemp at IMC for our residential and buy to let mortgages for a number of years and she is outstanding. She explains everything simply and her advice is spot-on. She is always determined to get the best deal for us and goes above and beyond to ensure this happens. This was demonstrated in spades recently when a problem with the legal title of our buy-to-let complicated matters considerably. We also use Bonny in respect of our life insurance policies and she is equally as brilliant on those too. Thank you Bonny."

Tris Thornhill , Apr 2020

Independent review from Facebook
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"Another successful IMC Mortgage Review I have been a client with IMC for at least 15 years, the last 10 with Andrew Francis as my advisor. My main focus over this time has been mortgages and remortgaging. Andrew is very thorough in finding the best rates and has consistently recommended the right type of mortgage at the right time, saving me a great deal of interest over the years. He is always very on the ball with regards to sending timely mortgage review reminders. Any remortgage is processed in good time, with Andrew taking all the hassle out of it for the client. He is always very welcoming in the office and it is always a pleasure to meet him face to face."

SimonA-346 , Apr 2020

Independent review from Yell
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"Great mortgage advice Have been using IMC financial services for many years. Bonny always provides great, timely mortgage advice, would definitely recommend her services."

KateW-329 , Apr 2020

Independent review from Yell
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I dealt with Jesse throughout the mortgage process and he was excellent. He attentively listened to my needs and circumstances and within minutes provided some excellent options. His demeanour was calm and helpful throughout the process and kept in touch right through until completion.

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Neville Sorab , Mar 2020

Independent review from Google
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"Used IMC in particular Andrew for over ten years. Very very good."

David Heitz , Mar 2020

Independent review from Google
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"I have dealing with IMC for nearly 15 years and have always found their advice, service and execution outstanding and have been comfortable recommending them to others. Most recently we have dealt with Andrew Francis for insurance and mortgage products and he has been extremely helpful and thorough in terms of sourcing suitable products and seeing through to completion. I would have no hesitation in referring anyone to Andrew. Very happy long-term customer and will continue our relationship into the future. Thanks to all at IMC."

Richard Gordon , Mar 2020

Independent review from Google