First Time Buyer

First Time Buyer Mortgages

Your first home is one of the most exciting and important purchases that you will ever make. As a first time buyer the entire mortgage process can often seem stressful and overwhelming. At IMC we understand that for many first time buyers, the number of mortgage products available can seem extraordinary – at IMC alone, we have access to over 1,500 products. That’s why we make it easy and straightforward for all our clients.

As experienced mortgage brokers for first-time buyers, we are able to provide personalised advice for those looking to take that first step onto the property ladder. Our tailored solutions help to identify the best products on the market and our team of experts is on hand throughout the process to provide advice and guidance and to answer any queries that our first time buyers may have.

We also provide advice and guidance to clients looking to take advantage of the government’s Help to Buy scheme, whether they are existing homeowners or buying for the first time. Our help to buy mortgage advisors have in depth knowledge of the scheme; so if you are thinking of buying your first home, contact us today to find out how we can help you.


Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

Contact Us

If you are interested in the services we have to offer all you have to do is call 020 3761 6942 or click the link and fill in our quick and easy enquiry form.

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In this section

With access to a wide range of mortgage products, IMC is the go-to mortgage broker for the best financial advice.

Mortgage Calculator

Your payment £1,126 /pcm

Interest Only £657 /pcm

These results are not provided by IMC and are only indicative based on a repayment mortgage product. Repayments will be subject to the product provided and your circumstances

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"Came to meet IMC when looking to move to the area. Ended up moving to the other side of London, but stayed using Jacqui Elliot all the same. Jacqui is knowledgeable, professional, understanding, patient, and very nice! Late opening hours really help if we do need to meet face-to-face but most of the time, her very speedy straight-forward emails do the job. I wish the rest of the mortgage system was a easy and nice to deal with as IMC and Jacqui."

Alex Hammond , Feb 2018

Independent review from Google
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"We are taking out our second mortgage through IMC as we found Bonnie Kemp (Senior Mortgage and Protection Adviser) really helpful, efficient and nice to work with. The first mortgage was processed in under two weeks which was crucial for our completion 👍"

benmillar76 , Feb 2018

Independent review from Google
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I and my wife are first time buyers and we have just changed our financial advisor from an other company to IMC in London. We are very satisfied about IMC so far, and would recommend our kind and trustable advisor, Mrs Bonny Kemp to our friends and anyone who is looking to ask for a house mortgage."

AliK-111 , Aug 2018

Independent review from Yell
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"Was a pleasure working with Bonny, Our first meetings with her were very informative. As first time buyers there is just so much information that you need to know and she was able to take us through all of it without making us feel overwhelmed. She is very quick with processing our documents. Will definitely recommend her to all my friends and family in the future."

Nolo Masemola , Aug 2018

Independent review from Google