First Time Buyer

First Time Buyer Mortgages

Your first home is one of the most exciting and important purchases that you will ever make. As a first time buyer the entire mortgage process can often seem stressful and overwhelming. At IMC we understand that for many first time buyers, the number of mortgage products available can seem extraordinary – at IMC alone, we have access to over 1,500 products. That’s why we make it easy and straightforward for all our clients.

As experienced mortgage brokers for first-time buyers, we are able to provide personalised advice for those looking to take that first step onto the property ladder. Our tailored solutions help to identify the best products on the market and our team of experts is on hand throughout the process to provide advice and guidance and to answer any queries that our first time buyers may have.

We also provide advice and guidance to clients looking to take advantage of the government’s Help to Buy scheme, whether they are existing homeowners or buying for the first time. Our help to buy mortgage advisors have in depth knowledge of the scheme; so if you are thinking of buying your first home, contact us today to find out how we can help you.

If you’re despairing about mortgage affordability as a first timer buyer, begin planning your finances now. Our blog is full of helpful guides, such as ‘How much house can I afford?’  which are quick to read.


Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Contact Us

If you are interested in the services we have to offer all you have to do is call 020 3761 6942 or click the link and fill in our quick and easy enquiry form.

Find out more


With access to a wide range of mortgage products, IMC is the go-to mortgage broker for the best financial advice.

Help to Buy

Help to buy is a government scheme that’s aimed at helping people buying a home. It can help both first time buyers and existing home owners purchasing a home with as little as 5% deposit.

Find out more

Mortgage Calculator

Your payment £1,126 /pcm

Interest Only £657 /pcm

These results are not provided by IMC and are only indicative based on a repayment mortgage product. Repayments will be subject to the product provided and your circumstances

Gold star Gold star Gold star Gold star Gold star
"We are taking out our second mortgage through IMC as we found Bonnie Kemp (Senior Mortgage and Protection Adviser) really helpful, efficient and nice to work with. The first mortgage was processed in under two weeks which was crucial for our completion 👍"

benmillar76 , Feb 2018

Independent review from Google
Gold star Gold star Gold star Gold star Gold star
"Adviser Jacqui Elliot found a very good mortgage and called me unsolicited a few years later to recommend a money saving change; high level of personal and competent care though sums involved were small"

Leah Wallach , Nov 2018

Independent review from Facebook
Gold star Gold star Gold star Gold star Gold star
"Totally recommend Excellent company to work with, Jacqueline Elliot has dealt with numerous mortgage reviews for us and always reminds us in plenty of time to renew and make the proceeds as easy as possible. Can not recommend highly enough."

LeighM-33 , Dec 2018

Independent review from Yell
Gold star Gold star Gold star Gold star Gold star
"I have worked with Jacqui for a number of years and have always found her to be very helpful, knowledgable and quick to respond to all of my (probably daft) questions! I would certainly recommend her and IMC financial."

Roubaix Lerner , Jan 2019

Independent review from Google