Pension Advice

Pensions are an essential tool in planning for your financial future. They are designed to provide an income when your working life ends and you retire; therefore, getting the right mix of pensions and investments is an important process.

The rules on pensions have changed dramatically in recent years and individuals now have more freedom than ever when it comes to preparing for their retirement. But the array of pension options and their tax implications can be tricky to navigate. That’s why the IMC team is on hand to provide tailored pension advice to each and every client on what their options are and how they can make their money work towards a brighter future.

IMC’s expert advisors can offer guidance and insights on setting up a new pension scheme and on reviewing existing pension plans and schemes. This includes:

  • Personal pensions
  • Workplace or group personal pensions
  • Executive pensions – these are often suitable for high net worth self-employed people
  • Self-invested personal pensions (SIPPs) – these are frequently used by clients who have experience and knowledge of dealing with stocks and shares and who wish to have full control of their pension’s investment decisions

Having an appropriate pension scheme in place can enable you to plan for your retirement, giving you the peace of mind that your income will meet your needs. With the UK state pension amounting to just a few thousand pounds per year, providing for your own financial stability in retirement has increasingly become a necessity, rather than a nice added extra.

Whether you are after advice pertaining to your own pension or are a business client looking to set up a workplace pension scheme, our pension advisory service can provide the information and expertise that you need.

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"We are very satisfied with Andrew's advice and the service we have received from IMC. Thank you Andrew for your professionalism and affability!"

Alan , Jan 2020

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"I have worked with Jacqui for a number of years and have always found her to be very helpful, knowledgable and quick to respond to all of my (probably daft) questions! I would certainly recommend her and IMC financial."

Roubaix Lerner , Jan 2019

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"Jacqui has been fantastic every time we have needed to mortgage and re-mortgage (and take out accompanying life insurance) - always looking to save us money and to find the mortgage that works best for us each time."

Mark Koshy-Baxter , Jan 2019

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Excellent company to work with, Jacqueline Elliot has dealt with numerous mortgage reviews for us and always reminds us in plenty of time to renew and make the proceeds as easy as possible. Can not recommend highly enough."

LeighM-33 , Dec 2018

Independent review from Yell