When was the last time you wrote down your goals? More importantly, when was the last time you revisited them? A new year can be seen as a fresh start and a marker to look forward to what you want to accomplish – personally, professionally and hopefully financially. Maybe you have already thought, ‘This is the year I must start contributing more to my retirement,’ or, ‘This is the year I’m finally going to say goodbye to credit card debt.’ Regardless of what life stage you are in, the start of a new year is the perfect time to take stock of your financial plans and to ensure that you have the right goals and strategies in place to achieve them. Remember the old adage, ‘People don’t plan to fail, but they do fail to plan.’