Thinking about what happens after your death can feel upsetting.

But with qualified advice and a sensitive approach, we’ll help you take control and promise to make will writing, estate planning and probate an easier process for you and your loved ones.

What is estate planning?

Everyone has an estate. Your estate is made up of the things you own – for example your furniture, car, home, investments… even your clothes. Estate planning is the process of deciding how you want your estate to be shared out after you die and creating instructions to make sure this happens. It also includes things like appointing a power of attorney and deciding who would look after children or other dependents if you die or become unable to look after them yourself. Writing a will is one of the steps involved in estate planning.

Why do I need a will?

Having a will makes things easier for close family and friends when you die. It also gives you control over what happens. By writing a will, you can specify what happens to your possessions, who will care for dependents and even what your funeral should be like. Without a will, your estate will be divided up in line with the government’s guidelines and this may mean that people or causes important to you are ignored. It will also mean that the courts decide what happens to your children or any other dependents – something that can be especially upsetting.

What is probate?

Probate is the legal process of administering someone’s estate after they have died. The executor – the person nominated to administer the estate – must apply for a ‘grant of probate’. This is an official document that gives the executor authority to close bank accounts, sell off assets and redistribute funds. It can only be applied for once the executor has confirmed the value of the estate of the person who has died. Paying inheritance tax is part of probate. We are currently unable to do probate but will refer you to our recommended probate specialists.

How we can help with wills, estate planning & probate

With a team of qualified estate planning specialists and will writers, IMC can give you advice to help you plan for your future and that of your loved ones.

We’ll help you avoid the risks associated with a poorly drawn-up will and ensure you consider all aspects of your estate. This way you get peace of mind that your wishes will be honoured and that those who matter most to you will be taken care of in the way you want.

We can also support you with life insurance to make sure your loved ones will be financially secure when you die with the flexibility to stop working if needed.

Although we can’t currently help you with probate, we can refer you to a trusted specialist instead who will be able to guide you through this process.

Want to talk things through?

  1. Call us on

    020 8392 6111

  2. Or send an email to

Questions? Comments? Need to get to the bottom of something? Our advisers can help.


Expert advice, made simple

Our step-by-step Guide on what’s involved in writing a will

Want to know what others think about our mortgage, insurance & estate planning services?

It’s all here for you to see.

Just exceptional service. This is the third time I have used IMC and Andrew Jackson and they are great. As well as providing access to great mortgage products, the service and responsiveness is outstanding. Andrew thinks through everything, is incredibly communicative and helpful. Thoroughly recommend them. Andrew Hall Apr 2023
We had the best experience working with Andrew, Vimi and the team at IMC. They offer such a personal service and allocate a lot of time to making sure you understand all your options properly. Would highly recommend them to anyone! 5* Thank you!! Isabella Jan 2023
IMC, Andrew Jackson and the team are fabulous: we have been with them for quite a few years now (several mortgages, life insurance, managing our wills and so on) and I can honestly say it’s real pleasure working with them every time. James Earl Jan 2023
I would highly recommend IMC financial services. Bonny Kemp is an efficient, knowledgeable and thoughtful advisor. Bonny was superb from start to finish, dealing with all my queries – taking the stress out of the process. Hamza Sultan Mar 2023
I have used IMC for 18 years. Andrew Jackson helped me secure my first mortgage and has worked with us ever since when we have bought and sold our home. Andrew has also provided me with pensions advice in the past, advised on various insurance policies and my husband and I have used IMC’s will writing service too. Andrew’s approach is both professional and personable, he is good at explaining information in layman’s terms and is always responsive. I would not hesitate to recommend him and IMC. Viveka Morgan Jan 2023
I have used IMC for over 10 years and have always been very happy with their efficient and professional service. I have used them primarily to advise and facilitate a number of mortgages, but also to write my will. Most recently I have been liaising with Jaquie to arrange new mortgages and renewals, and she has always been an absolute star! She is very friendly and approachable, and provides sound advice. I have recommended Jacqui to several friends and will continue to do so. Rachel Gasser Mar 2023
I have been working with the folks at IMC for over fifteen year now and I have never been disappointed. Initially I contacted IMC on a recommendation because I needed to remortgage my home. They saved me time and money, not just by finding me the best deal but advising me why it was the best deal for my circumstances. Since then they have organised numerous mortgages for me (at least ten, and counting), and sorted out my insurance needs and my Will. I have always found the staff there to be courteous and efficient. Big thumbs up for Andrew Jackson and the team at IMC. Many thanks. Glenn Wrage Jan 2023
I’d highly recommend IMC and Jacqui Elliott who has helped us with our mortgage, wills and advice for the last 4 years. Jacqui makes the whole process clear and simple, and has access to products we wouldn’t have been able to get independently. Ben Taylor Apr 2023
I have dealt with Andrew at IMC since I moved to London 18 years ago and have been more than happy, as have my family members and friends. He has dealt with my own personal mortgage as well as buy to let properties, and has always managed to secure a ‘good deal’.
Most recently IMC have dealt with writing my will, and I feel that it is a one stop shop for all financial needs.
Patricia Allgood Feb 2023
David Whiffin provided us with an excellent service when it came to us updating our Wills. He had a very pleasant manner and quickly responded to our enquiries. He handled all of our enquiries swiftly and with courtesy and sensitivity. I would recommend IMC FS and David to you without hesitation. Mark Powys-Smith Jan 2023
In early 2017 it was time to update our Wills, appoint Lasting Powers of Attorney, set up a Trust Fund plus a comprehensive ‘Expression of Wishes’ document in respect of our Special Needs son for when we passed away. It was extremely important to get the right professional advice to protect our children, so in our case these were very important and complex documents which Shanaz Niazi, the Will and Protection Advisor at IMC, advised us upon and guided us through. This was all provided with friendly, expert and professional advice for which we are extremely grateful as it removed the anxieties in providing care and protection for our son and our daughter in the years ahead. We could not have achieved this without such sound advice from IMC. Jo Lightfoot Mar 2023

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