Getting started

The process of remortgaging is similar to that of getting a standard mortgage, just without the nerves you get when buying a new house.

We’ll just need some basic information from you – earnings, outgoings, existing mortgage details and so on.It can take several months to move your mortgage if you want the best deal so the sooner you get started the better.

Finding the best deal

With so many deals available, you might feel a little blown away. But your mortgage adviser will stick tight to the brief you’ve given them. Perhaps you’re prioritising flexibility or want lower monthly payments? Or maybe you want a mortgage with improved terms? By staying true to your original objectives, your IMC mortgage adviser will work with your future in mind, making sure you get the best new mortgage deal for your needs.

Advice you can rely on

Each of our mortgage advisers is fully qualified.
This means they’re able to give you solid advice and guidance on the remortgage process. And because we’re independent, there’s no pressure to buy a certain deal. So, if you’ll be better off doing something other than remortgaging, your adviser will tell you – simply put, you’ll get the best deal, no matter what your situation.

Ready to move your mortgage?

Want to talk things through?

  1. Call us on

    020 8392 6111

  2. Or send an email to

Questions? Comments? Need to get to the bottom of something? Our advisers can help.

Want to know what others think about our mortgage, insurance & estate planning services?

It’s all here for you to see.

Just exceptional service. This is the third time I have used IMC and Andrew Jackson and they are great. As well as providing access to great mortgage products, the service and responsiveness is outstanding. Andrew thinks through everything, is incredibly communicative and helpful. Thoroughly recommend them. Andrew Hall Apr 2022
I’ve worked with Andrew Francis @ IMC for well over 5 years now on multiple mortgages, re-mortgages and house moves. Andrew has consistently delivered us great deals and has been great to work with. I’ve had a lot of value out of the broker model and would definitely recommend using Andrew and IMC for financial planning and management. 10/10 Luke Bowen Jan 2023
Andrew Francis handled the remortgage of our buy-to-let mortgage very efficiently. His timely reminder, several months ahead, of the end of our previous deal ensured a much better deal than would otherwise have happened. Third mortgage/re-mortgage handled by Andrew and its been great service each time. Duncan Keysell Feb 2023
I have been using IMC over 20 years This year Vimi supported my remortgage and made the whole process stress free and ensured I secured a reasonable rate. No easy task this year thank you Vimi! Louise OV Jan 2023
Vimi couldn’t have been more helpful with our remortgage! Vimi was proactive, knowledgable and supportive helping to guide us the whole way through the process – would 100% recommend to our family and friends! Paige Birley Jan 2023
Andrew Francis was excellent. Took away all the hassle of remortgaging as he found a list of deals that suited us and negotiated terms and then we just had to sign one document. I have used IMC for 20 years and they are first class and have helped us with mortgages and life insurance the whole time we’ve been homeowners. Neil Hampson Mar 2023
I recently remortgage my flat and had the pleasure of working with Jason Oakley from IMC.
Jason was absolutely fantastic. So helpful, friendly, knowledgeable, easy to get hold of and very responsive. He managed to also save me a hefty amount.I couldn’t recommend Jason and IMC more. I would definitely recommend them and use them again. Thank you!
Georgina Feb 2023
I’ve had the pleasure of dealing with Jesse Sydenham at IMC when I bought my first home and for my recent remortgage. Incredibly helpful, available, responsive and thorough service. Jesse was always available on the phone or by email to discuss options and give advice. I would highly recommend IMC and Jesse and I’ll certainly be back when the time comes again. Tom Brennan Apr 2023
We have been dealing with IMC and Andrew in particular in remortgaging our property . The service we have received from Andrew has been exceptional. He found us an excellent deal and he has been very engaged and helpful from start to finish . Andrew has kept us informed at every step of the way and was always available to us to answer questions or address concerns . It has been a pleasure dealing with Andrew and we can only highly recommend him and IMC Financial Services . Thank you Stefan Sell & Maria Hart Feb 2023
IMC is very honest in its’ advice. We went to them to renew our mortgage and they advised us to stick with the deal we had already as this was the best deal, thereby not making any commission. I think you can trust their advice. I also did my critical illness cover through IMC, which paid out. Molesey Mel’s Maths Feb 2023
I have used IMC for years for my mortgages, including second mortgages and remortgaging. Always fast and professional service. Andrew Francis has been a real help in quickly reviewi4ng the market and presenting a shortlist of options for me, including some that I hadn’t initially thought of. Process was painless and outcome better than I had often expected. Totally recommended. Andrew Kivell Feb 2023

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