Can I write a will online?

Whilst it’s possible to draw up a will online, it has to be signed in person by the Testator/Testatrix (the individual to whom the will belongs) in the presence of two witnesses. Unfortunately, digital signatures are still not held as legally binding in the UK, meaning that all signatures have to be done using ink and paper. If you’re considering opting for an online will writing service, read on for our advice.


Online will writing – some considerations 


Will Writing Regulations 

Although most aspects of the financial service industry are heavily regulated, will writing is not. In theory, anyone can write up a will for another person regardless of their experience or qualifications. This lack of regulation brings various risks, including: 


In order to mitigate these risks, we recommend choosing a will writer (either online or in-person) that is a member of an official body, such as the Society of Will Writers, which offers consumers a certain level of protection. Opting for a solicitor’s will writing service, furthermore, provides the possibility to seek redress through the Legal Ombudsman Service


Levels of Service 

The quality of service offered by online will writers varies hugely. At the cheaper end of the scale, the entire process is automated – all that is required is for you to fill out a simple questionnaire and a draft will is automatically generated. Although this might sound appealing (both for cost and time spent), it inevitably results in a will that doesn’t accurately reflect your assets and how you would like them to be distributed. For a higher cost, you should expect the attention of a dedicated will writer that will work with you to gain a better understanding of your financial situation, and construct a more bespoke will. 



Regardless of the type of online will writing service you select, it’s important to note that your will is not legally binding until signed in person, and in the presence of two witnesses (who must also sign). 

Given social distancing rules, various precautions must be taken when the signing of a will takes place: 


Alternatives to online will writing 

There are multiple ways of writing a will. Aside from an online will writing service, it’s possible to have a draft written up by a professional will writer (belonging to an accredited body) or solicitor. As mentioned, these offer greater protection than certain unaccredited online service providers, and will result in a legally-binding document that accurately reflects how you would like your assets to be distributed. 

If budgets are a problem, there are also a few ways of writing a will for free. Alongside charity and union schemes, there are a number of DIY will writing kits now available – though bear in mind, these are unlikely to result in the same standard of quality as a will written by a professional will writer (it’s easy to make a mistake when drafting a will by yourself). 


IMC Financial Services can help you to write a legally-binding will that ensures your assets are secure after you pass away. Please get in contact with one of our fully-accredited will writers to discuss your options. 

Back to posts

Stay in touch

Get the latest news & updates from IMC and the financial sector

"*" indicates required fields

Stamp Duty Calculator

Mortgage Application

First Time Buyer

Mortgage Application

Buying A Home

Mortgage Application

Buy To Let Purchase

Mortgage Application


Mortgage Application

Buy To Let Remortgage