Young women need to feel more confident about their financial futures

When it comes to growing wealth, young women are being left behind. Despite greater access to financial tools than ever before, new data shows that just 34% of women aged 18–24 are investing outside of their pensions. In comparison, 64% of men in the same age group are putting their money to work—nearly double.

This isn’t just a financial statistic. It’s a wake-up call.

The gender investment gap starts early and, if left unaddressed, can lead to serious financial disadvantages later in life. The good news? It’s not too late to change the narrative.

Why Aren’t More Young Women Investing?

While income inequality and career progression still play a role, confidence is one of the biggest barriers. Research reveals that 53% of young women feel unsure about managing their retirement savings—compared to only 31% of men. This confidence gap leads to hesitation, and hesitation leads to missed opportunities.

Think of it like this: without investing, your savings grow slowly (if at all). But with compound interest, time becomes your biggest asset—especially in your 20s and 30s.

The Confidence Gap Is Costing Women Thousands

Beyond pensions and property, young men aged 18–24 have an average of £3,000 in savings and investments. For young women, it’s just £1,900. That’s a financial gap of over £1,000 before age 25.

This gap doesn’t shrink with age—it grows.

By the time women reach their 50s, the average savings gap expands dramatically. Women aged 55+ typically hold £20,000 in savings and investments, while men in the same age group hold £50,000.

It’s Not About Being Rich—It’s About Being Ready

Whether you’re saving for your first flat, starting a side hustle, or just want to build a financial buffer, investing is a smart move—not a scary one. You don’t need thousands to get started. You just need the willingness to learn and take action.

Forget the outdated notion that investing is “risky” or “for men.” Women are statistically better long-term investors, and platforms today make it easier than ever to start with just a few pounds.

Ready to Own Your Financial Future?

Investing isn’t just about growing wealth—it’s about gaining freedom, protecting your future, and building the life you want.

Get Started Today

Whether you’re completely new or looking to grow your investment portfolio, we’re here to help. Let’s create a personalised plan that reflects your goals, your values, and your future.

Contact us today and take the first step toward financial empowerment.