Mortgage Calculator

Simple calculator for repayment and interest only mortgages

This mortgage calculator is designed to provide you with an idea of how much you can borrow and how much your monthly repayments could be. It is free and easy to use.


What mortgage can I afford?

Simply enter a full property price, your deposit amount, estimated interest rate and how long your mortgage would last (repayment term) and this online calculator will provide an estimation of your monthly payment both for a normal and an interest only mortgage.

Use our mortgage affordability calculator to work out how much you could borrow and what kind of deposit you need for a mortgage.

  • Find out how much you could qualify to borrow
  • See what your monthly payments might be
  • Check how an interest rate change could affect you


The results are estimates only (they are based on a repayment mortgage product and are not provided by IMC) however it is a useful tool when you are planning on applying for a mortgage.

Mortgage Calculator

Your payment £1,126 /pcm

Interest Only £657 /pcm

These results are not provided by IMC and are only indicative based on a repayment mortgage product. Repayments will be subject to the product provided and your circumstances


With access to a wide range of mortgage products, IMC is the go-to mortgage broker for the best financial advice. We are whole of market and so will recommend multiple lenders as opposed to only one.

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"We were introduced to Jacqueline Elliot through one of our friends and have gone on to recommend her and IMC services to further friends of ours who are looking for mortgage advice. Not only was Jacqui very knowledgeable and professional, she took the time to understand what our plans for the future were to give us the best advice and service. Also, everyone at the offices were very friendly and understanding of our two year old running around. Cannot thank IMC and Jacqui enough for the positive experience we had and will continue to use for many many years to come."

vidur odedra , Nov 2018

Independent review from Google
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"Jacqui has been fantastic every time we have needed to mortgage and re-mortgage (and take out accompanying life insurance) - always looking to save us money and to find the mortgage that works best for us each time."

Mark Koshy-Baxter , Jan 2019

Independent review from Google
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"I have worked with Jacqui for a number of years and have always found her to be very helpful, knowledgable and quick to respond to all of my (probably daft) questions! I would certainly recommend her and IMC financial."

Roubaix Lerner , Jan 2019

Independent review from Google