Mortgage Calculator

Simple calculator for repayment and interest only mortgages

This mortgage calculator is designed to provide you with an idea of how much you can borrow and how much your monthly repayments could be. It is free and easy to use.

 

What mortgage can I afford?

Simply enter a full property price, your deposit amount, estimated interest rate and how long your mortgage would last (repayment term) and this online calculator will provide an estimation of your monthly payment both for a normal and an interest only mortgage.

Use our mortgage affordability calculator to work out how much you could borrow and what kind of deposit you need for a mortgage.

  • Find out how much you could qualify to borrow
  • See what your monthly payments might be
  • Check how an interest rate change could affect you

 

The results are estimates only (they are based on a repayment mortgage product and are not provided by IMC) however it is a useful tool when you are planning on applying for a mortgage.

Mortgage Calculator

Your payment £1,126 /pcm

Interest Only £657 /pcm

These results are not provided by IMC and are only indicative based on a repayment mortgage product. Repayments will be subject to the product provided and your circumstances

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With access to a wide range of mortgage products, IMC is the go-to mortgage broker for the best financial advice. We are whole of market and so will recommend multiple lenders as opposed to only one.

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"I used Bonny Kemp for my recent house purchase. She was brilliant in every way. My previous mortgage advisor had been very unhelpful and doubtful about my borrowing capabilities because I am self-employed. But Bonny very quickly turned his prediction around and found a couple of great deals that managed to get me the lovely house I am now in with a very good rate. And this was also all throughout the difficult months of March - June 2020. She really knows her stuff and is also a thoroughly lovely person to deal with. I have recommended Bonny to all my friends and family."

Deborah James , Jun 2020

Independent review from Google
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"Bonny Kemp from IMC is great, this is the second time we've used her for our mortgage and both times we're good. Highly recommend."

Vicky Forbes-Cross , Jun 2020

Independent review from Facebook
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"Another successful IMC Mortgage Review I have been a client with IMC for at least 15 years, the last 10 with Andrew Francis as my advisor. My main focus over this time has been mortgages and remortgaging. Andrew is very thorough in finding the best rates and has consistently recommended the right type of mortgage at the right time, saving me a great deal of interest over the years. He is always very on the ball with regards to sending timely mortgage review reminders. Any remortgage is processed in good time, with Andrew taking all the hassle out of it for the client. He is always very welcoming in the office and it is always a pleasure to meet him face to face."

SimonA-346 , Apr 2020

Independent review from Yell
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"Great mortgage advice Have been using IMC financial services for many years. Bonny always provides great, timely mortgage advice, would definitely recommend her services."

KateW-329 , Apr 2020

Independent review from Yell
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"Used IMC in particular Andrew for over ten years. Very very good."

David Heitz , Mar 2020

Independent review from Google
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"I have dealing with IMC for nearly 15 years and have always found their advice, service and execution outstanding and have been comfortable recommending them to others. Most recently we have dealt with Andrew Francis for insurance and mortgage products and he has been extremely helpful and thorough in terms of sourcing suitable products and seeing through to completion. I would have no hesitation in referring anyone to Andrew. Very happy long-term customer and will continue our relationship into the future. Thanks to all at IMC."

Richard Gordon , Mar 2020

Independent review from Google
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"PERSONALISED SERVICE FROM A PROFESSIONAL MORTGAGE ADVISER.
We have been clients of IMC for almost 20 years. In the last 10 years we have relied on Andrew Francis for mortgage advice for both our private home and business. He has always sourced and secured the best deal in each case for our personal requirements. He has been most vigilant in reminding us of expiry dates of deals in a timely manner and suggesting alternative arrangements which we have been able to consider without pressure. Once we have decided he has always been expeditious in securing the new contract on our behalf. It has been a great pleasure to work with Andrew as our personal manager and we have been completely satisfied with his service. Dr Richard Worth & Ray Gwinnell"

RichardWill-2554 , Feb 2020

Independent review from Yell
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"EXCELLENT AND VERY EFFICIENT REMORTGAGE
IMC found the right product and managed the entire process end to end. They liaised with the lenders and did all the leg work - great service"

NeilH-2129 , Feb 2020

Independent review from Yell
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"Our mortgage adviser Andrew Francis is brilliant. When we first met him we were first time buyers with very limited knowledge about the process of buying a first home in the UK. However, Andrew guided us through the process with his vast knowledge and professionalism. We had to recently re- mortgage our flat, Andrew got in touch with us well in advance he presented us with the best options for us and made the whole procedure painless. Of course, we were a lot more relaxed this time around, as we already knew that we are in good hands. Thank you for your help, Andrew!"

Vyara Panayotova , Feb 2020

Independent review from Google
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"I’ve used IMC for a mortgage application recently, Jesse and the whole team were really helpful and responsible. I would definitely recommend it."

Emanuele Fiorini , Jan 2020

Independent review from Facebook